Sunday, March 31, 2024
Speeds continue to bounce around their historic lows although an upward trend seems to be emerging. The average coupon of all loans outstanding in this database ($5.8T) is 3.82%. 91% of the loans have coupons < 6.00%. In today's 6.7% (CF30) rate environment, payoffs are going to stay low for quite awhile to come.
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