by Dr Thomas J Healy, CMB

September 2023 Prepay Speeds

Saturday, September 30, 2023

Speeds continue to bump along their bottom.  Mortgage rates are once again up significantly from August.  It is becoming clear that we are past the nadir of speeds, that February was an over-reaction, and now speeds are migrating to a "normal" demographic low.  Conventionals are down (both Fixed and ARMs), while Govies and LLB loans are up a bit. 

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